December’s Carshare Operator Members Chat

Key Takeaways: December 2025 CSO Member Chat

Every month, the Carsharing Association (CSA) brings Carshare Operators (CSOs) together for an informal, closed-door conversation focused on real-world challenges, lessons learned, and peer-to-peer knowledge sharing.

This most recent CSO chat welcomed both familiar voices and first-time attendees, with discussion spanning charging infrastructure vandalism, visibility trade-offs for garage-based vehicles, rising insurance costs, and the growing role of cameras and AI in fleet safety.

Below is a recap of the key themes and conversations.

Charging Cable Cutting & Infrastructure Vandalism

A major portion of the discussion focused on repeated EV charging cable theft and vandalism, particularly affecting smaller, nonprofit operators.

Key insights shared:

  • Several operators are experiencing frequent cable cutting, often attributed to copper theft.
  • Colorado CarShare reported multiple locations impacted simultaneously, resulting in vehicles being taken offline.
  • Some vandalism occurs even in neighbourhoods with strong community relationships.
  • Aftermarket resale of charging cables appears to be contributing to the issue.

Mitigation strategies discussed:

  • Armoured / steel-reinforced charging cables, which have successfully prevented repeat incidents for ZEV Co-op.
  • Temporarily deploying plug-in hybrids to keep vehicles operational when chargers are disabled.
  • Reporting incidents via city QR codes and encouraging members to do the same to accelerate repairs.

Exploring media outreach to highlight the community impact of vandalism — particularly in low-income and senior-heavy neighbourhoods.

Community-Centred Messaging as a Deterrent

Several operators emphasized that how carshare is framed publicly matters.

Effective approaches included:

  • On-site signage explaining that the vehicles are community-owned or nonprofit-operated, and that damage directly affects neighbours’ access to transportation.
  • Messaging that quantifies impact (e.g. “Cutting this cable removes 20 rides for your community”).
  • Differentiating nonprofit carshare clearly from large, corporate operators.
  • Integrating community branding — such as using host site colours and visuals instead of carshare branding — to reinforce local ownership and trust.

Operators noted that strong community identification can reduce vandalism and increase informal “eyes on the street.”

Parking Garages vs Street Parking: Visibility Trade-Offs

The group discussed the pros and cons of relocating vehicles from street parking into parking garages or parcades, particularly in winter climates.

Challenges raised:

  • Reduced visibility and spontaneous discovery, especially when vehicles are not visible from the street.
  • Connectivity issues underground, including GPS and cellular signal challenges.
  • Increased costs for wayfinding signage inside garages.
  • Safety and accessibility concerns, especially for members navigating dark or isolated spaces.
  • Risk of vehicles being moved by garage owners to less optimal locations.

Potential benefits:

  • Reduced vehicle wear, sideswipes, and weather-related damage.
  • Opportunities for Level 1 (slow) charging overnight.
  • Better protection from vandalism in some contexts.

The consensus: garages can work for high-demand locations — but visibility, safety, and access must be carefully evaluated.

Insurance Pressures & Self-Insurance Models

Insurance remains one of the most pressing issues for CSOs.

Key points discussed:

  • Rising premiums and very high deductibles (often $5,000+).
  • Fewer insurers willing to cover nonprofit or shared mobility fleets.
  • Some operators are exploring or adopting partial or full self-insurance models as fleets scale.
  • Damage waiver programs remain important revenue streams, though balancing member uptake is challenging.
  • Advanced vehicle technology (sensors, cameras, recalibration requirements) is driving up repair costs.

Operators agreed this topic warrants continued, deeper exploration.

Cameras, AI & Fleet Safety

The group also discussed in-vehicle camera systems and AI-enabled safety tools.

Insights shared:

  • Some operators have installed inward- and outward-facing cameras at the request of insurers.
  • AI features can detect:
    • Seatbelt usage
    • Distracted driving
    • Smoking in vehicles
      Obstructed cameras

  • Real-world examples showed cameras prompting corrective behaviour before incidents occurred.
  • Privacy concerns remain, requiring:
    • Updated terms & conditions
    • Proactive member communication
    • Market-by-market consideration of legal frameworks

While adoption varies by jurisdiction, interest in these tools is growing — especially where insurers incentivize them.